Wednesday, August 28, 2013

Home Care Services Are Available For Every Senior's Needs


An elderly friend lives alone in a lovely apartment, but she's gotten to the point where she just isn't able to take care of things the way she used to. At 90, she finds that she needs a bit of assistance to maintain her home, but she's still unwilling to move into a nursing facility. Instead, she has opted for the new big trend in elder care service which is home care. She has a woman who comes into her home one day every two weeks to clean house, buy groceries, and do the laundry. Other than those chores, my friend is able to take care of herself, but home care allows her to stay in her apartment on her own.

It's no wonder that home care has become the biggest thing in elder care these days. The services are available from trained personnel who can deliver exactly what any individual needs. The various categories of home care include:

1. Homemaker care - this is exactly what it says. It means someone to come into the home to take care of household duties. Much like the woman who cares for my friend, it can mean someone to do light housekeeping, change the bed, do the laundry, and shop for groceries.

2. Personal care services - this service will include personal grooming such as bathing, dressing, grooming, eating, and toileting.

3. Meal services - means someone to come into the home, work out the menus, buy the food, and cook. This can be on a daily basis or less often as needed.

4. Home health care - involves care for those individuals who need simple medical care in their homes. These services could include dividing daily medicine doses, making sure the person takes their prescribed doses, and ordering and picking up prescriptions. It could also include temporary care for someone with a broken limb or a person who's just been released from the hospital and might include such things as taking vital signs or changing dressings.

5. Skilled health care - this type of care is given by experienced professionals. It might be an LPN, an RN, or some type of therapist. These caregivers allow the senior to stay in their own home while receiving the care they require and eliminates the need for extended hospital stays and rehabilitation facilities.

There are better options available for seniors these days that doesn't include putting them away in nursing facilities. If this is the type of assistance you need to stay healthy and remain in your own home, you should definitely check into it. Try the yellow pages or search online to find local agencies that will help put you in touch with the right people.

Do Not Be Deceived By 'Elder Abuse' Attorneys And Their Agendas


Phony "Elder Abuse" Attorneys, And The Real Agenda!

The end of life has many challenges, and we don't know how, or when our parents will leave us. It can be fast, or a long goodbye. The personality of the person is magnified ten times in dementia cases like Alzheimers. However, we families usually stick together, fighting, arguing, and trying to make the chaos work, so our parent is loved through the process. Then we enter the last stage of the game, and we can't hold it together anymore, so it's time for assisted living, a nursing home or a live-in caretaker. The parent can't pretend it's alright; then the opportunist steps in to make the end a disaster, it takes only one jealous or vindictive family member, who wants to strip the one chosen to be legal representative of their power. They call daily planting evil seeds in the fragile mind of the parent, or begin an association with an attorney, who gathers financial information from the one who feels slighted.

It's emotionally hard, for people who have a parent with dementia; paranoid delusions or even cancer to cope. Finances are not something they should have to worry about protecting, if their parents have prepared for that time of life. Nowadays there is so much greed out there, it all has to be protected ahead of time. A general durable power of attorney isn't enough anymore. There are trusts and other documents, but attorneys are learning how to break into it all, and raid the savings. It is going to take a group of concerned citizens to bring this to the lawmakers, and have some strict guidelines, before family members have to turn their loved one's future over to a strange legal parasite.

When a person is coming down that last stretch of life, and death is on the horizon, in some form or other the vultures come. We see those black birds circling in the south over dead animals, and we call them buzzards, cause they eat the last pieces of flesh from the roadkill. The buzzards can be jealous family members, who didn't like how the Will was made, or a greedy lawyer who saw a financial opportunity. There are those attorneys, who claim to protect the older family members through 'elder law', when actually only a few really do that, very few.

It's become easier than ambulance chasing, because the money is just lying there for the taking. We need new laws that make it harder for attorney opportunists, by requiring that medical records be reviewed, tests be made for competency to make changes to durable powers of attorney, and at least two or three witnesses be used, before an attorney can challenge what the parent chose as a caretaker, or take over a families finances, or take guardianship of the elderly. Families must fight back, and seek Congress's help in tightening laws that allow this type of fleecing, through claims that they are protecting, when there is not any real abuse at all. Please read the website below, and sign the petition for better laws.

Most of those vultures want the money for themselves, through big charges for paying a few bills. Why work hard, when you can rip off families, whose sweat has saved a nestegg for the grandchildren. Law Firms just let grandma or grandpa's paranoid delusions and dementia beliefs give them an excuse to forbid them to see the daughter or son, while getting the right to pay their bills, and skim large sums off for that new boat or lake lot. Whole court systems are set up to have the "newly declared incompetents" placed under a friend's (attorney) guardianship, and of course no one in the family is qualified to pay those bills, it wouldn't be right. Years of savings drained in just a few months, while the family is restricted from even visiting their loved one, it keeps the truth from getting out about the actual time the legal thief spent milking your parent's savings. What do they care, as Medicaid will pick up the tab, when it's all gone.

These lawyers and groups all pat each other on the back, and speak about their charity work, and how many patients they have protected. No one talks about what they charged the poor suckers! Many are tied in with doctors or PAs who treat Alzheimers, and then they can refer the ones, who are having delusions and suspicions about their children or caretakers. It doesn't take hardly anything to destroy a family already dealing with those type of dementias. After all the accusations and feeding into their parents fears and suspicions, it is almost a relief for the child to be done with it emotionally, even if the money was taken.

The attorney who claims to have developed a 'rapport' with Grandma, who has Alzheimers and paranoid delusions, is either insane, lying, or planning one helluva heist of Grandma's funds. I used to be suspicious of DSS, but at least the money is going for Grandma's care, and not for the new million dollar house at the lake, or a Mercedes. You can check the tax bills in your county, under the attorney's name and see what cars, houses and lots they have amassed doing such grand work.

The parent can't remember taking your name off the bank account, and thinks the woman at the bank is lying. Then another jealous family member gets her to a lawyer, under the guise of help, and Grandma signs a paper relieving the trusted family member, who has spent several years trying to take care of a person with a dementia disease, of their ability to handle their parents affairs anymore. The parent can't remember all the work, travel, gas and time the child has spent trying to help them. The lawyer takes away the heirs ability to visit, because Grandma or Grandpa have delusions, and in one swift move of a pen, the lawyer opportunists gets control. They don't want anyone to find out what is really going on, so they forbid the children to visit, it wouldn't be good to upset the parent.

The cocktail parties and meetings with awards would astound your Grandpa, if he were alive, as he amassed the money, working 10 hours a day, which is paying for those lavish events. Grandpa wanted to take care of the woman who cooked, cleaned, and changed the diapers of their five children, and ten grandchildren. He wanted those bright young grandchildren to go to college without debt. Grandpa never expected, in Grandma's Alzheimers, some lawyer would be using his money as an allowance, to their spoiled neurotic child....a drug addicted teenager, or to a trophy wife, who doesn't need another pair of Italian shoes. Or to a female attorney with too many lake lots, and not enough sense.

This is where the American Dream goes at the end of life for 20% of the elderly, into the pockets of greedy opportunists lawyers, who claim to be helping your parent with the 'elder abuse' going on in the family. Nine times out of ten the actual abuse is being done by the attorney, and it's the caretaker and family members, who get fleeced of their inheritance! Grandma/Grandpa are confused, and hurt because their child no longer visits, and doesn't remember any of the circumstances that caused them to be banned from coming. Many don't even know the papers they are signing, and what that is going to mean to them, and their heirs. In their distorted, diseased view they are still protecting their nestegg, but it is being stolen with each conversation with the attorney. The bloodsuckers are charging that parent for every minute spent talking, and overcharging for every bill paid, while pretending to care.

If this happens to you or someone you know, then please report it to the Alzheimer's Association, Bar Association, Your Congressman/woman, and DSS. Do NOT take this sitting down, and be sure to sign the petition going to congress at Care.com. Send your story to them, and publish it on websites for others to read, and remember that new laws will stop some of the real abuse to family relationships, and help others to keep the monies earned by hard work and protect their parents intentions, when they were in their right minds. We do want to stop real 'elder abuse', that is happening in nursing homes, and families, but there is something else going on that needs to be stopped as well....opportunist attorneys!

Tuesday, August 27, 2013

What Is a Letter of Protection?


Many times, victims of an accidental injury, such as a car accident, do not have health insurance or the funds to pay a doctor for treatment of their injuries. That issue alone will prompt the injured person to contact a lawyer to represent them in their case. But that still doesn't necessarily resolve the issue of getting the client under the care of a doctor. Under these circumstances, an attorney may choose to issue a "letter of protection," also referred to as an "LOP."

An LOP basically provides that the treating doctor will get paid out of any recovery from the client's case so long as the doctor agrees not to seek collection of the medical bill until the case is concluded. Once the case is concluded, then the doctor will get paid from the proceeds of the settlement. But what if there is no settlement? Technically speaking, the client still owes the doctor. But because the vast majority of cases settle out of court, this is not necessarily a major initial concern.

Your lawyer might also insist on certain conditions before issuing an LOP to a doctor. For instance, the lawyer may insist that the doctor provide all final treatment and billing records free of any copying charges, or that the doctor will not bill any other insurance while the LOP is in effect. Sometimes, an LOP might even provide that the doctor will agree to give testimony in a deposition or at trial free of any expert witness fees.

There are, however, some other practical problems with LOPs. First, if your case goes to trial, the issue of the LOP may come out. If it does, then the jury may think that the doctor and lawyer are working together to bolster the client's case. Likewise, the jury might think that the medical treatment was incurred for the sole purpose of building up an injury case.

Second, insurance adjusters usually look negatively on LOP doctors. The adjusters tend to believe that LOP doctors inflate their bills in order to help the lawyer get higher settlements. On the contrary, what usually ends up happening is that the insurance adjusters will make even lower settlement offers knowing that the doctor has already figured in a reduction of their outstanding bill.

Third, if there is a settlement, your lawyer had better be confident that the doctor will negotiate the outstanding balance in order to help conclude a settlement. If you reach a settlement and the doctor plays hardball, then you might have a stalemate in getting the settlement finalized.

Whether or not your lawyer should issue an LOP in your case depends on various circumstances. Once you meet and consult with your lawyer, a decision can be made at that time whether or not an LOP is the best option for you.

The Elderly and Assisted Living


The benefits of assisted living for the elderly is the specialized assistance with daily activities such as bathing, dressing, putting on support stockings, medication management, ensuring that they have nutritionally balanced meals by providing meals in a communal dining room and providing trained nurses.

Other benefits of assisted living are weekly housekeeping, often a hair salon is available or at least the services of a hairdresser and a manicurist as well as someone who will cut their toe nails, a grocery store and a weekly linen service. Additionally, their health, safety and well-being are closely monitored.

There is also organized recreation in many facilities offering such things as movie nights, pub nights, bus trips, weekly entertainment, celebrations for Mothers Day, Fathers Day, Thanksgiving, Easter and Christmas, etc. There are also often card games, knitting groups, crossword puzzle gatherings and other outlets available so that seniors will not be lonely or feel isolated. It is an opportunity to make new friends and talk to others which may have been lacking when they were living on their own. Often pets are welcome too as was the case where my mother lived.

Most assisted living facilities offer self-contained private units. My mother had a large studio apartment with a small kitchenette with cupboards, sink, counter space, a fridge and a microwave. It was all she needed since meals were offered. And she had a separate bathroom large enough to accommodate using her walker. The common area where she lived had a piano which converted to a player piano for those who couldn't play. Often various people would gather around the piano and sing.

Assisted living facilities are ideal for those who are no longer able to live independently but do not require the care that a nursing home offers. According to statistics, the average age of residents is eighty-seven years, women outnumber men three to one and the average length of stay is approximately twenty-eight months. Often after this period of time it is necessary for them to move on to the next level of care. In some facilities the various levels of care are in either the same building or in an attached one so there isn't a huge adjustment for them to make when they are moved.

My mother enjoyed the time she spent at this facility. It was obvious even to her family members that those who worked there were there because they enjoyed working with the elderly. They went well above and beyond in their care for the seniors.

Assisted living is an excellent solution to the care of your aging parent. There is no worry as there is when they are living alone that they will fall and there is no one there to look after them.

Senior Citizens and Cell Phones


As I speak to more operators and administrators of independent and assisted living facilities in regards to their telephone infrastructure strategy. It is clear that they are no longer providing telephone service as a standard amenity in their homes. This is for two main reasons; First they don't want to have the hassle of billing like they are a phone company. Also, with all the phone options available today, senior citizens are also taking advantage of cable telephone, VoIP and cellular options. In fact, much like their grandchildren seniors in retirement communities are choosing to only use cellular service instead of having a landline or both. When I first started my sales career fifteen years ago middle aged people would come in and complain about how complicated the cutting edge bag phone and flip phones were. I sometimes laugh at this now because comparing those phones to the Palms, Blackberrys and iPhones of today is like comparing telegraph to the touch tone phone. However, companies like Jitterbug Cellular Phones are focusing on the senior citizen niche and making simple cell phones because not everyone needs a computer in their pocket.

The Jitterbug J, may be the perfect option for seniors wanting independence or who are living in independent and assisted living facilities. It can give their families who are always worried about eldercare, peace of mind, because they know it's a phone simple enough for their elderly parents to use. We will look at what makes this generation of phone different?

The Jitterbug J, "the phone for everyone," starts with a large bright color display that uses a large easy to read font with clarity. The keypad has large roomy backlit buttons that are laid out for easy dialing for the elderly. The earphone eliminates background noise, has a dial tone similar to landlines similar to landlines when you open the phone with a powerful speaker. The phone eliminates confusing menus and only requires a yes or a no. They offer 24/7 U.S. based customer service and operators who can update the phone book, connect calls and provide directory assistance.

The rate plans start at $14.99 per month and offer upgrades like the Jitterbug Complete Care Bundle. The bundle provides roadside assistance, handset replacement and Jitterbug LiveNurse through a partnership with FONEMED. LiveNurse gives loved ones 24/7 access to registered nurses in English or Spanish. They can assist in connecting them to a large pre-recorded health information library with current information on a variety of topics. The nurses can also help document a users personal health history.

With technology simplified, better customer service, and cheap and easy billing, it's no wonder more seniors are using cell phones with assistive technologies for safety and security.

Hearing Center Assisted Living Devices


If you are struggling to hear sounds that surround you, a hearing center is your best resource for information and equipment to help solve your problems. Most aids can be worn all the time and help amplify noises and sounds. While this works in a variety of different circumstances and environments, it is not always a perfect solution. There are times when other equipment, including assisted living devices, can provide a service that traditional aids cannot.

Alerting Devices

What happens when an emergency takes place at home and a person cannot hear the traditional sounds and signals that something is wrong? Most people do not wear their aids while they sleep for fear of damaging them. For those that have severe issues being able to hear without their aids, there are fire alarms and smoke detectors that have a visual cue in addition to the noises they make. This means that even if you cannot hear the alarm going off, you can see that there is an emergency and it needs to be addressed.

An emergency is not the only time that a person needs to be alerted to something. A local hearing center may offer different types of devices that let someone know when the doorbell is sounded or the phone is ringing. These devices can be a critical part of someone's life when he or she cannot hear well.

Telephone Assistance

A hearing center may offer amplifiers specifically made for a telephone. When a person answers the phone, the voice of the person on the other line is louder in order to make the conversation easier. In severe cases, there are special systems designed to skip over a voice phone call altogether and with the help of a third party, information is transferred from person to person.

Television Assistance

Have you ever walking into someone's house and the television was turned up so loud it made you uncomfortable? When one person struggles to hear his or her favorite television show, the obvious solution is to turn up the volume to make it more understandable. Unfortunately, this causes problems for other people living in the house. A hearing center offers equipment like room loops or infrared transmitters that can make help an individual amplify noises from the television without it disrupting everyone else. These systems often come with headphones.

Group Listening Environment

Often times group settings are very difficult for someone that cannot hear well. There are group listening devices that can help those individuals get the most out of the event or program without affecting the other participants. Many public places, including movie theaters and churches, already take advantage of this technology.

Why Long Term Care Facilities Are Not Safe - Two Reasons


I heard a statistic the other day that made me cringe. We've known this day was coming for a long, long time. But when it gets here, reality sets in. Nearly 30,000 baby boomers a week are reaching retirement age.

When Social Security was put into effect, the average lifespan of an American was 65. Today it is closer to 85. As people live longer and more people enter the golden years of their life, they are looking for a place that they can go and live out their final years.

Nursing homes and assisted-living facilities are the two most common such places. They are not cheap. For that reason another alternative has sprung up and that is home healthcare assisted-living provided by a professional in the home. But for the sake of this article we're talking about nursing homes and assisted-living facilities-long term care facilities.

Because the increased demand for these services for seniors staffing issues come into play. There is a shortage of nurses, nursing assistants and others in this field. As a nurse told me the other day when we are talking about this issue there is not only a shortage of nurses and others in the field, but they are overworked, underpaid and a certain form of lethargy sets in because of the industry in general.

That makes it a prime breeding ground for elder abuse. Employees who feel undervalued, who are overworked and underpaid tend to feel that whatever else they can grab is dutifully theirs no matter whom the source is. So if they have an opportunity to steal they'll do it.

Is a well documented fact that one out of every six people in a long-term care facility suffers some kind of abuse-physical, emotional, verbal or just about any kind of abuse you can imagine. It is a crying shame that our seniors aren't better cared for, but like so many other things in life it's an issue of money.

So that's one reason why long-term care facilities aren't safe. The second reason is that in a Health and Human Services report just recently issued the Inspector General of that agency he found that 90 percent of all long-term care facilities employed someone with criminal record. Sixty percent of the facilities had two or more convicted employees.

The only way that you as a parent can keep an eye on your loved ones in a long-term care facility is to install a hidden camera. A hidden camera will enable used to detect any abuse on your loved ones.

When are you getting one?