Wednesday, July 10, 2013

Common Personal Injury Claim Mistakes


Personal injury claims are often difficult and complicated. But, still there are many people who choose to pursue their own claims. While it is true that making an injury claim all by yourself is possible, it must also be noted that not all types of injury claims can be handled without specialist help. Injury claims where the victim has been severely injured may require specialist legal representation. The reason is that an experienced injury lawyer can help you achieve a better outcome and substantial compensation for your damages.

If you have been injured in an accident, you can choose to seek legal help or handle your claim on your own. If you choose the second option, then it is also important that you avoid the common mistakes that most people make when handling their own claims. In this article, we will look at what these common mistakes are.

You provide a recorded statement - insurance adjusters will tell you that they need a recorded statement before they could make you an offer. This is not right. The fact is that these insurance adjusters can use anything you say against you. When making an injury claim, it is essential to avoid making this mistake. In fact, you must seek legal help and make any statements after you have consulted with your injury lawyers so that they ensure that you do not say anything that can affect your claim in a negative way.

You demand too little or too much - if this is the first time you are making a claim or if you don't have much knowledge about injury claims, then it is highly likely that you don't know how much to ask for. It is always important to understand the value of your injury claim before you demand. If your demand is too little or too much, then your opponent's insurers will know that you don't know how much your claim is worth and this can impact your claim and the compensation you receive.

Accepting the insurance company's offer - if it is clear that another person was at fault, their insurers will make an offer. If you receive an offer from the opponent before you start a claim, don't think that you are lucky. Insurance companies are very clever and they will often try to offer less than what you deserve. If you accept their offer without seeking legal advice, then you will be settling your claim for a fraction of what it is actually worth.

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