Choosing a nursing home for a loved one can be one of the most stressful things you will ever have to do. Your support and care are important to help the person adjust to having to move into a long term care facility. Include the person you are helping in the decision making process whenever possible. If they feel decisions are being made with their needs and preferences in mind, it will make the process easier for everyone involved.
Paying for nursing home care is the first consideration to be made. It's important to know that Medicare does not cover long-term care in a nursing home. Short-term rehabilitative care after a hospital stay is covered by Medicare, but not nursing home residency. Room and board in a nursing facility is paid from personal resources, long-term insurance, state government or Medicaid if the person is eligible. Check with the U.S. Centers for Medicare & Medicaid Services (CMS) for more information on paying for nursing facilities. If the elderly person has a Medicare health plan, coverage will continue for doctor visits, hospital care, and prescription drugs while living in a nursing home.
The Centers for Medicare & Medicaid recommends the following guidelines for choosing a nursing home:
- Make sure the nursing home is Medicare- or   Medicaid-certified, and that it provides the level of care you need,   either skilled or custodial. Also make certain the facility has necessary   services available in case of dementia, or for rehabilitation. Choose a   nursing home that is located near friends and family.  
 
- Visit the facility on separate occasions and note   if the residents are clean, well groomed and appropriately dressed. The   facility itself should be clean, well maintained and free from unpleasant   odors. The air temperature should be comfortable; all areas should be well   lit, and noise levels in common areas like the dining room should be   pleasant. Smoking should be limited to specific areas.  Furnishings   should be attractive and comfortable.  
 
- Note the relationship of the staff to residents; is the   atmosphere warm and polite? The staff should wear name tags and be   courteous at all times, address residents by their names and knock before   entering a person's room. Nursing staff should be on duty 24 hours a day,   7 days a week. A registered nurse (RN) should be on call at least 8 hours   every day, along with a full-time social worker, and a licensed medical   doctor who can be reached around the clock. Ask if the nursing home does   background checks on all staff, including maintenance workers.  
 
- Residents should be able to keep personal belongings,   including furniture, in their rooms. Closet and dresser should provide   ample storage space. Every bedroom should have a window. Residents should   be able to choose their roommates and have access to a personal telephone   and television.  
 
- There should be a choice of food at each meal, and snacks   should be available when desired. If help is needed at mealtime, staff   should assist with eating and drinking.  
 
- A variety of activities should be provided on a daily   basis, even for those who are unable to leave their rooms. Outdoor areas   for fresh-air activities should be available year-round and staff should   be on hand to help residents go outside.  
 
- Make sure residents get preventive care such as a   yearly flu shot and dental visits. Residents should be able to see their   private physician and the nursing home should provide transportation. Ask   what arrangements the nursing home has with a nearby hospital in case of   an emergency.   
 
- Arrange regular meetings with staff to discuss your   relative's needs and care. Make sure friends and family members can visit   frequently and unexpectedly. There should be regular and frequent   communication between staff and family of the resident.   
 
Finally, trust your instincts. If you didn't like what you saw on a visit, say, the facility wasn't clean or you were uncomfortable talking to the staff, you might want to consider another nursing home. Take time to find the right facility for your loved one and your own peace of mind.
 
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